FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Banking Built For
PHYSICIANS
Whether you’re moving for residency, looking for ways to fund your practice, or simply want personalized service from your banking partner — Panacea Financial was built specifically for you.
Whether you’re moving for residency, funding your practice, or building your savings — Panacea Financial is designed for physicians at all stages.
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About Us
Today’s financial companies are in the way. We’re going to change that.
Born out of the shared pain and experiences of our founders. Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.
PRN Personal Loans For Physicians & Medical Students
Fair, affordable PRN Personal Loans designed for physicians and physicians-in-training to use as needed.
- Low, fixed rates1
- No cosigner required9
- Up to $50,0001
Medical School Loan Refinance
Refinance designed for the loans incurred in medical and podiatry school. Four rates to choose from that do not change with your income or debt level – no wasted time on a pre-application to find your rate.
- Transparent Rates
- No Maximums
- No Cosigners
- In-House Servicing
Transparent
Rates
Cosigners
No
Maximums
In-House
Servicing
Transparent
Rates
No
Maximums
Cosigners
In-House
Servicing
Personal Checking & High Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 3.15% APY2 – over 8x the national average!3
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured7.
Personal Checking & High Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 3.15% APY2 – over 8x the national average!3
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured7.
Practice Loans & Deposits
Lending and banking7 services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
- Partner Buy-In
- Refinance/Consolidation
- Acquisition
- Expansion/Relocation
- Equipment
- Commercial Real Estate Financing
Partner Buy-In
Refinance/Consolidation
Acquisition
Expansion/Relocation
Equipment
Commercial Real
Estate Financing
Community Engagement
We are committed to diversifying our physician workforce through scholarships and grants to underrepresented minority medical trainees as well as funding like-minded organizations.
This is part of our mission, this is who we are. We will make medicine better.
Articles & Resources
Match Day 2027 was a Success! Now What?
Match Day is here, and you’ve just received the best news ever: you matched to a residency program! After celebrating (and make sure you do...
Feeling Disappointed On Match Day? What’s Next? – Match Day 2027
According to the NRMP 2024 Main Residency Match Results and Data, less than half of all Match Day applicants were matched with their first choice...
Residency Match Day 2027: What to Expect Before, During, and After
March 19 — aka Residency Match Day 2027 — is a major day for residents all over the country! Leading up to that day, you’re...
Build Your Team
It takes a team of experts to navigate life as a doctor — build yours here.