FDIC-Insured – Backed by the full faith and credit of the U.S. Government
BANKING
built for doctors, by doctors
BANKING
built for doctors, by doctors
Panacea Financial offers the solutions doctors deserve, tailored for every career stage.
Simplify Your Finances
Get up to $50K when you need it most.
Personal loans built for you
Get up to $50K when you need it most.
- Fixed rates
- No cosigner required10
- No prepayment penalties
- Reduced payments while in training4,5,6
Reach your savings goals fast.
Fee-free checking and savings
Reach your savings goals fast.
- Earn 3.80% APY on every dollar
- No minimum balance required
- Unlimited, free ATM use nationwide1,2
Simplify Your Student Loan.
Student loan refinancing
Simplify your Student Loan.
- Lower your monthly payments
- Simplify your loans
- Save thousands over time
One App To Manage It All
One App To
Manage It All
Access all your accounts, make transfers, deposit checks, pay bills, set up alerts, and track spending—anytime, anywhere, all in one place.
Grow Your Career & Practice
Bring your practice plans to life.
Customized practice loans
Bring your practice plans to life.
- Specialized credit structures
- Competitive pricing
- Experienced advice
Simplify your practice’s finances.
Fee-free checking and savings
Simplify your practice’s finances.
- Next-day remote deposits
- Merchant services
- Unlimited domestic wires
- Robust fraud protection1,2
No Surprise Fees.
Ever.
Your focus should be on caring for your patients, not navigating complicated fine print. That’s why our services are designed without hidden fees, unnecessary charges, or surprises.1,2,4
Your focus should be on caring for your patients, not navigating complicated fine print. That’s why our services are designed without hidden fees, unnecessary charges, or surprises.1,2,4
Maximize Your income.
Maximize your income.
- Standard Contract Review
- Compensation Review
- Contract Review + Negotiation on your behalf10
As seen on
About Us
Resources
Is a FICO Score the Same as a Credit Score?
If you’ve ever applied for a loan—whether for med school, a car, or a home—you’ve heard the term credit score. But depending on where you...
What Is the Best Bank for Doctors?
Finding the right bank as a doctor isn’t always easy. Your financial life doesn’t follow the typical path: high student debt paired with delayed earning...
The Fellowship Fork in the Road: Considering Prestige, Paychecks, & Peace of Mind
For many of us, the first decision to pursue medicine only starts as far as just that – to become a doctor. Once you are...