Banking Built For Doctors,
BY DOCTORS
Banking Built
For Doctors,
BY DOCTORS
Physicians, dentists and veterinarians have unique financial needs. We are doctor-founded and expert-driven. Whether moving for residency, opening a practice, or refinancing your student loans — Panacea Financial was built for you.
Physicians, dentists and veterinarians have unique financial needs. Whether moving for residency, opening a practice, or building your savings — Panacea Financial was built for you.
As seen on
About Us
Today’s financial companies are in the way. We’re going to change that.
Born out of the shared pain and experiences of our founders. Panacea Financial was created by doctors, for doctors. We’re dedicated to making financing simpler to understand and easier to access.
PRN Personal Loans
Fair, affordable PRN Personal Loans designed for veterinarians, dentists, and physicians throughout their career: from school, through training, and into practice.
- Transparent, fixed rates
- No cosigner
- Up to $50,000
Student Loan Refinance For Veterinarians, Dentists & Physicians
- Transparent Rates
- No Maximums
- No Cosigners
- In-House Servicing
Transparent
Rates
Cosigners
No
Maximums
In-House
Servicing
Transparent
Rates
No
Maximums
Cosigners
In-House
Servicing
Personal Checking & High Yield Savings Accounts
Loans for doctors, checking and savings accounts for everyone. Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 4.30% APY2 – over 9x the national average!3
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured.
Personal Checking & High Yield Savings Accounts
Checking and savings accounts for doctors, doctors-in-training, and their immediate family! Take advantage of free checking and high-yield savings accounts without the hassle.
- High-yield savings account at 4.30% APY2 – over 9x the national average!3
- 100% free checking with unlimited ATM use nationwide.
- No monthly fees. No overdraft fees. FDIC insured4.
Practice Loans & Deposits
Lending and banking services for your practice needs.
The Panacea Practice Solutions team is here to help you accelerate your practice through specialized credit structures, competitive pricing, and experienced advice as you start, build, and grow your practice.
- Partner Buy-In
- Refinance/Consolidation
- Acquisition
- Expansion/Relocation
- Equipment
- Commercial Real Estate Financing
Partner Buy-In
Refinance/Consolidation
Acquisition
Expansion/Relocation
Equipment
Commercial Real
Estate Financing
Insurance For Every Need
Protect yourself, your family, and your practice. Understand what you need as a student, trainee, or practicing doctor; if and how your current group policy can be improved upon; and ensure protection of your most important assets.
- Life insurance
- Disability insurance
- Business insurance
- Malpractice insurance
Insurance For Every Need
Protect yourself, your family, and your practice. Understand what you need as a student, trainee, or practicing doctor; if and how your current group policy can be improved upon; and ensure protection of your most important assets5.
Life Insurance
Disability Insurance
Business Insurance
Malpractice Insurance
Mortgages For Doctors
Mortgages built just for doctors provided through our partnership with Primis Mortgage6. Purchase your home or refinance an existing mortgage with the excellent service you deserve.
- Competitive rates
- Financing on your schedule
- Dedicated mortgage team
Competitive rates
Financing on your schedule
Dedicated mortgage team
Contract Review​
Looking at a job offer or need to understand how to exit your current role? A Panacea Legal contract attorney can help you review, understand, and negotiate your contract.
- Evaluate an offer
- Avoid red flags hidden in the fine print
- Negotiate with your employer
- Understand your exit options
Contract Review
Looking at a job offer or need to understand how to exit your current role? A Panacea Legal contract attorney can help you review, understand, and negotiate your contract7.
Evaluate an offer
Avoid red flags hidden in the fine print
Negotiate with your employer
Understand your exit options
Community Engagement
We are committed to diversifying our physician workforce through scholarships and grants to underrepresented minority medical trainees as well as funding like-minded organizations.
This is part of our mission, this is who we are. We will make medicine better.
Articles & Resources
Do I Need Physician Life Insurance?
Insurance is an important part of an individual’s financial plan. Life insurance can help protect your assets, loved ones, and other individuals, such as business...
Should I Make Principal-Only Mortgage Payments?
After you’ve gotten that first or second big paycheck as a doctor, you may be wondering if you should make an extra (principal-only) mortgage payment...
Personal Loan vs. Credit Card: Which Do I Need?
Which is better: a personal loan or a credit card? It depends on what you plan to use it for. As doctors, both of these...
Build Your Team
It takes a team of experts to navigate life as a doctor — build yours here.
