Panacea Financial, a division of Primis Bank, deposit products:
FDIC-Insured – Backed by the full faith and credit of the U.S. Government

STUDENT LOAN
Refinance

Finally, refinancing designed for you. No maximums, no cosigner needed, and no charging you a higher rate because of your debt levels.

No hard credit check required.

Physicians

Dentists

Veterinarians

Here’s A Better Financial Solution

Refinancing student loans is a common strategy to pay off debt. It can lower your interest rate, change your repayment terms, or reduce your number of monthly payments. If you aren’t eligible for a forgiveness program, refinancing could help you save over the life of your student loans.

Next steps:

Explore refinancing & gather required documents

Submit your application!

Finalize application with your Primary Care Banker

That’s it!

  • Explore refinancing & gather required documents
  • Submit your application!
  • Finalize application with your Primary Care Banker
  • That’s it!

Real Results

Have questions?

Review our guide for a deeper dive into everything you need to know about your student loan options as a doctor.

Resources

Federal Loan Caps May Reshape the Path to Medicine: What the “Big Beautiful Bill” Means for Future Doctors

Federal Loan Caps May Reshape the Path to Medicine: What the “Big Beautiful Bill” Means for Future Doctors

Recent federal legislation—informally referred to as the “Big Beautiful Bill”—has introduced sweeping changes to higher education financing, including the implementation of federal student loan caps...

Federal Student Loan Updates: Key Changes Impacting Doctors in 2025

Federal Student Loan Updates: Key Changes Impacting Doctors in 2025

Latest update made on October 10, 2025 The federal student loan landscape is undergoing significant transformations in 2025 with changes and proposals that directly affect...

The world of student loans can be complex and overwhelming, leaving students, trainees and doctors with numerous questions. To shed light on this critical topic, we've compiled a list of frequently asked questions about student loans:

Understanding Student Loans: Frequently Asked Questions Answered

As the cost of medical, dental and veterinary school continues to rise, many prospective and current doctors find themselves burdened by significant student loan debt...

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