DENTAL SCHOOL
Loan Refinance
See how Panacea dental school loan refinancing compares to the competition.
The Panacea Difference
Fixed
Rates
No
Maximums
No
Cosigners
In-House
Servicing
24/7 Concierge
Desk
Primary Care
Banker
The “Other Guys” (SoFi, Laurel Road, Commonbond)
Hidden
Maximums
Cosigners
Required
Outsourced
Servicing
Limited
Banker Hours
No Personal
Service
Dental School Loan Refinance Features
Fixed Rates
Rates as low as 5.49%.1
No Maximums & No Cosigner
You deserve our best offer simply because of who you are without any need for a cosigner or loan maximum.
Refinance For Dentists
Specifically crafted for student loan debt incurred to become a dental professional.
No hard credit check required.
Not sure where to start? Speak with a banker about your financial needs. >
Dental School Loan Refinance Calculator
Quickly calculate your monthly dental school loan payment amount by entering your loan amount and selecting a refinance term and rate. Then compare that to your current loan payments and timeline to see how Panacea can help!
See that Panacea’s rates do not change with anything but term – what you see is what you get!
Visit studentaid.gov to find out benefits and repayment options available to federal student loan borrowers before refinancing.
No hard credit check required.
Have questions about student loans?
Review our guide for a deeper dive into everything you need to know about your student loan options as a doctor.
FAQs
Why refinance your loan from dental school?
Refinancing your loans may make sense if you have private student loans, are not eligible for federal forgiveness programs (like PSLF) or are looking to reduce the cost of your loan.
Does Panacea refinance federal and private student loans?
Yes we do! If you are looking to refinance, we can also consolidate multiple loans from across your education.
When does my repayment start?
You can set your repayment start date during the loan closing process to make it more convenient on your monthly budget!
Can you use federal benefits after refinancing with Panacea?
No - After refinancing you will lose access to federal student loan benefits like forgiveness programs. Please check studentaid.gov/pslf for your eligibility.
Do I need a cosigner?
No! At Panacea we will never ask for a cosigner because we trust you as a doctor.
Do you service your own loans?
Yes! We believe in being there for you through your career. You will be able to contact your Primary Care Banker for all your servicing needs.
Resources
Understanding Student Loans: Frequently Asked Questions Answered
As the cost of medical, dental and veterinary school continues to rise, many prospective and current doctors find themselves burdened by significant student loan debt...
Do Student Loans Affect My Ability To Buy A Practice?
A question we get asked frequently is “Will my student loans prevent me from buying or opening my own medical, dental or veterinary practice?” Doctors...
Understanding Your IDR Options
Note: Public Service Loan Forgiveness and Income-Driven Repayment may be changing. Learn the latest updates » Did you know about 42.7 million Americans have federal...